Unlock the potential of your investments with our Loan Against Securities. Use your stocks, bonds, or mutual funds as collateral to access quick funding, with competitive interest rates and flexible repayment options to suit your needs.
- Our Offerings
Flexible Loans Against Investments
Loan Against Shares
Use your shares or stocks as collateral to secure a loan. This option allows you to access funds quickly without selling your investments.
Loan Against Mutual Funds
Leverage the value of your mutual fund units to obtain a loan. This option is ideal for those who have invested in mutual funds but need liquidity without liquidating their holdings.
Loan Against Bonds
Secure a loan by pledging bonds as collateral. Whether it's government or corporate bonds, this option allows you to access funding.
Our process
01.
Loan Application
The process begins when you submit a loan application, providing information about the securities you wish to pledge (stocks, bonds, mutual funds) as collateral. Along with the application, you must submit supporting documents like proof of ownership, valuation of the securities, and personal identification.
02.
Securities Evaluation
Once the application is submitted, the lender will evaluate the securities you’ve pledged. This process involves assessing the current market value of your stocks, bonds, or mutual funds to determine how much funding you are eligible for.
03.
Loan Approval and Terms Agreement
After evaluating the securities, the lender will determine the loan amount based on the value of the collateral, typically offering a percentage of the total value. If the loan is approved, the lender will present the loan terms.
04.
Loan Disbursement
Once you accept the loan offer and sign the agreement, the loan amount will be disbursed. The funds are usually transferred to your bank account or provided as a cheque. The securities remain with the lender as collateral until the loan is repaid.
Secure Your Financial Future
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